Divorce Financial Planning ServicesSupport and guidance throughout your respectful divorce.
General Divorce Planning
We work with couples seeking an amicable divorce procedure.
Our team will provide you the assurance that your asset division and financial goals will be divided fairly, not simply based on strict monetary value, but also taking into consideration the careers, child caretaking/support, and any potential financial burdens that may have a severe impact on the future of a household. We will craft a settlement with both partners in mind, allowing you both to remain financially stable throughout the process and beyond.
Splitting after a long marriage, or later in life (55+) comes with a handful of financial intricacies, such as division of assets, selling the house, and healthcare.
After many years together, you have decided to end the marriage. There are numerous questions which must be answered with the idea of having an amicable divorce and striving towards a fair and equitable settlement. Emerald City Divorce Solutions will help you get to that point.
Special Needs Divorces
Children with special needs require extra attention and a long term financial plan during divorce.
We know you have been diligent in providing and planning for the financial future of your special needs child. However, as you go through the divorce process there comes a whole new set of planning requirements which must be addressed. Prior to your divorce, all of your planning is based on a combined income. After divorce there could be additional expenses such as home caretaker.
Emerald City Divorce Solutions can help you determine the needed actions to provide for the future financial needs of your loved one.
Same Sex Divorce
The decision to marry or divorce is already a complex one, and same-sex couples face even more complex issues. If you are part of a same-sex marriage and no longer wish to be in that relationship we can help you structure a peaceful settlement solution.
Washington State recognizes same-sex marriages. The same laws and regulations that generally govern the process for marriage in Washington apply to same-sex partners. If you were married validly in another state, whether same or opposite sex, Washington State will recognize your marriage.
A Qualified Domestic Relations Order (QDRO) is a split retirement plan.
This document is prepared, sent to the judge for approval and then forwarded to the plan administrators for division of the assets. This process can take several weeks to several months and cost from $500-$3,000.
It’s important that when you have a QDRO form prepared, it is sent to the plan for pre-approval to ensure that it meets all of the requirements BEFORE you send it to the judge or you risk having it rejected by the plan and having to start over with more expense.
We do NOT prepare QDROs. Only a qualified QDRO attorney can do that. We DO facilitate Qualified Domestic Relations Orders with a partner attorney at a flat fee of $625 so that you can understand all of the intricacies of your negotiation BEFORE you agree to a settlement.
Post-Divorce Financial Planning & Transition
Once your divorce is finalized, the real work begins.
It can be overwhelming to work out consolidating or closing accounts, redrawing wills, completing QDRO paperwork, etc. We not only provide pre- and mid-divorce assistance, but also financial planning and support for after the divorce is final and you don’t know where to begin.
We’ll work with you as long as necessary to ensure that ALL of the terms of your settlement agreement are completed and you get the assets you’re entitled to. As a Wealth Manager and Certified Divorce Financial Planner with over 30 years of experience, Dick Harsin and his team from Emerald City Divorce Solutions are equipped to help you manage your financial life post-divorce to ensure that your financial plan has the best chance of success.
Dick is a full-service financial advisor with Harsin Wealth Management (affiliated with Commonwealth Financial Network). If you would like to discuss further your future financial plans please visit Harsin Wealth.
Need Additional Wealth Managment Services?
Dick Harsin’s award-winning firm, Harsin Wealth Management has been providing wealth management advice and services for more than 20 years. Specializing in helping clients plan for life’s major events, like retirement.
Please visit Harsin Wealth Management, Inc.
Join us for an upcoming class or complete the form below to request a consultation or more information:
Income Tax Considerations in Divorce
Emerald City Divorce Solutions
As Certified Divorce Financial Analysts (CDFA®), we provide the most peaceful and respectful divorce process that we can, affording a couple an agreeable parting with minimal costs and the assurance of a financial plan to carry them into a new chapter in life.
Office Hours: M-F, 9am-3pm
Call Us: (425) 774-6721
Directions: Map It
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Dick Harsin is NOT AN ATTORNEY AND DOES NOT PROVIDE LEGAL ADVICE. All information he provides is financial in nature and should not be construed or relied upon as legal or tax advice. Individuals seeking legal or tax advice should solicit the counsel of competent legal or tax professionals knowledgeable about the divorce laws in their own geographical areas.
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